HELPFUL HINTS

6 COMMON MISTAKES TO AVOID:

1)       Not having a Will

2)       Not updating a Will

3)       Not having a Durable Power of Attorney, Health Care Proxy
         and Living Will

4)       Not fully understanding joint ownership with right of survival

5)       Accumulating assets for a disabled child without a
         Supplemental Needs Trust

6)       Not understanding the difference between a First Party Supplemental Needs     
          Trust and a Third Party Supplemental Needs Trust